Meetings with Lawyers and Other Fun Things. It’s not a château! Or is it?
Firstly, sorry I haven’t been answering comments consistently- I’ve been binge-working. It’s like binge drinking, but less fun. Some days I combine the two. Last Friday we got to spend an afternoon with our lawyer. Hacienda (the Spanish Tax authority) seems to think I owe an extra 7.5k euros for last year’s return. I strongly disagree. Unfortunately, here they have the authority to just go into your bank account and take the money. That means last week I logged into my bank account and nearly fell off my chair. I know I sometimes spend irresponsibly but that amount seemed excessive. I called the bank and they explained what had happened and now it’s in the lawyer’s hands. He says these things take time. It’s no use getting angry or depressed, so I just decided to work more to make the money back. Since the crisis hit and we lost what we did, I’m a bit paranoid. I like to keep a certain amount of cash in a current account at all times to make sure what happened to us then never happens to us again. My theory is that if you always have enough to cover 2 years of expenses in a current/savings account, you have a good chance of surviving most of what life can throw at you without the stress and anxiety of selling investments or being left with zilch if those investments go downhill. Having to sell anything at short notice usually ends up with a less than satisfactory result.
Obviously this made us discuss the move to France again. It’s the obvious solution. Property taxes alone have doubled here in the past 10 years. Our lawyer tells us to expect more hikes in the future. When we put all our basic expenses on paper, it looks a bit absurd compared to what one pays for a similar sized house in France. At the moment there’s one we both agree on. More than that, even, we both LOVE it. It’s not a château. Let’s call it a little manor house. If Mike hears the word château he runs and locks himself in the bedroom. It’s in a village/small town, which means Mike gets what he wants which is the convenience of being able to do things on foot. There’s even a Michelin restaurant two blocks down. From the street it looks like this:
I agreed to that, so his compromise is on size. He wanted something smaller than our current house… but this one isn’t. I also want a huge garden and this house comes with an hectare plus stables- which is perfect. From the back it looks like this: